What is property damage liability?

Property damage liability covers any damages you cause to another person’s property (such as their vehicle) during an accident. In Arkansas, drivers are required to carry a minimum amount of this coverage.

How long do I have to file a car accident insurance claim in Arkansas?

The statute of limitations for filing a car accident insurance claim in Arkansas is generally three years from the date of the <a href="https://keithlawgroup.com/legal-guides/arkansas-car-accident-lawsuit-guide-tips/understanding-car-accident-insurance-claims-in-arkansas/">car accident insurance claim</a> itself. However, there may be exceptions depending on specific circumstances.

Can I dispute an adjuster's vehicle fair market value or repair estimate?

Yes, if you disagree with an adjuster’s assessment of your vehicle’s fair market value or repair estimate, gather evidence (such as comparable sales listings or independent repair quotes) to support your claim and present it during the claims process.

What is the difference between a first-party and third-party claim?

A first-party claim involves filing a claim with your own insurance company, while a third-party claim is filed with the at-fault driver’s insurance company. The type of claim you file depends on factors such as fault, insurance coverage, and state laws.

Should I seek legal advice if I'm unsure about my car accident insurance claim?

Yes, consulting with an experienced attorney can provide valuable guidance and help protect your interests throughout the claims process. They can assist you in navigating complex legal issues and ensure you receive fair compensation for damages or injuries sustained in an accident.